MetLife Dental Insurance
We know how important dental insurance is for all of our patients. That’s why Boyles General Dentistry is an in-network provider for many of the most commonly used insurance plans in the area. That includes supporting the insurance providers for the Odessa school system. They decided to make a change to MetLife dental insurance, and our team is proud to offer in-network coverage for Odessa Independent School District employees and their families. In addition to the school system, many other local businesses also rely on MetLife to provide insurance coverage for their employees, and we welcome all patients with MetLife dental insurance plans to visit our office for comprehensive family dental care.
Why Should I Choose an In-Network Dentist?
Most dental offices are willing to process and file insurance claims for their patients to help them get the maximum coverage. However, only in-network practices have negotiated and agreed to charge fees the insurance provider considers the reasonable “average.” Your insurance provider covers a percentage of the cost of treatment that they deem fair and reasonable, regardless of what cost the dentist charges. Dental offices that are in-network providers have already agreed to charge the fair and reasonable fee as outlined by the insurance, so you receive the maximum possible coverage from your insurer. This sounds complicated, so let us simplify it for you. Out of network dental practices can charge any fee, and the insurance provider still only covers the percentage of the fee they consider fair. You have to pay your percentage plus the difference in price between your insurers fair pricing and the amount charged by the dentist. You’re paying more money for the same service.
Does Insurance Impact Quality of Care?
Not at Boyle General Dentistry. We offer each of our patients the same high quality dentistry services regardless of whether or not they choose to utilize dental insurance. We have decades of experience working with dental insurance providers to ensure the best coverage for our patients on the treatments we recommend. If you ever have questions or concerns about what is or is not covered by a specific insurance plan, please don’t hesitate to ask. We do our utmost to explain this coverage to you, during the treatment planning process, but if you need more information, please let us know.
What Services are Covered by Insurance?
The answer to this questions is everything, but the specific amount of coverage is a little more difficult to pin down. Every company and each of their employees has a specific benefit plan. Most plans cover some percentage of the cost of preventive and restorative services, and many plans even offer a lower degree of coverage for cosmetic and advanced dentistry procedures. The amount of coverage varies from patient to patient, even if they have the same dental insurance provider. We know how confusing this can be, but our team is here to demystify the process for you. We work with MetLife directly, and provide accurate coverage estimates as part of every treatment plan.